Keeping your card front of wallet
Today, your cardholders want greater flexibility over their finances. To be able to automate savings. To donate to the causes they believe in. To invest in their future.
With Harness, you allow your cardholders to configure their payments their way. And because every swipe helps get them closer to their financial goals, they’re incentivized to reach for your card more often.
Adding purpose to payments
More and more, spending behavior is driven by environmental, social and governance factors. By implementing our ESG solutions, you create a shared purpose with your customers, helping to build better relationships and encourage card spend.
Instant integration with your cards
Our technology seamlessly integrates with your existing cards and any reward programs you offer. That means no costly downtime or reissuing of cards – just offering more value for your cardholders.
Connected for growth
Thanks to our partnerships with leading card networks like Visa and Mastercard, Harness can be adopted by issuers around the world. And it’s not just credit cards – because our solutions are entirely cardholder-funded, they integrate just as easily with debit cards.
Over 1,000 partners worldwide
Billions of dollars of payments processed
A few of our partners:
Delivering best-in-class service for your cardholders
Once you’ve joined, you’re part of Harness’ global payments network. That means you’re connected with hundreds of fintechs, merchants and social causes around the world.
And to ensure your cardholders get best-in-class service across such a broad range of services, we partner with leading providers in each sector we operate in.
Future-proofing your organization
Keeping up with new technologies – think cryptocurrencies, NFTs – takes a lot of time and energy that most financial institutions can’t simply don’t have. With Harness, you have access to cutting-edge solutions purpose-built to meet the “next big thing” – and maximize it for your organization.
Whether you’re looking for individual solutions or comprehensive ESG, financial empowerment or gamification programs, we can tailor a plan to your organization’s specific requirements.
Prize-Linked Giving creates moments of delight for your cardholders every time they give to their favorite nonprofit organization, incentivizing spend.
By adding a donation to each payment your cardholder makes, each payment becomes more meaningful for your cardholders.
Allow your cardholders to give back and donate in critical times of need.
Encourage spending by entering your cardholders into prize draws every time they make a payment.